About easyCredit Ratenkauf
General information about easyCredit Ratenkauf
Since 2003 TeamBank AG is a member of the Genossenschaftliche FinanzGruppe and with its product easyCredit Ratenkauf the expert for hire purchase of the Volksbanken Raiffeisenbanken. Under the name easyCredit ratenkauf the TeamBank AG offers a hire purchase solution which combines a simple and consistently designed fire purchase function for E-Commerce and Point of Sale (PoS).
The customer needs only a few to get his easyCredit ratenkauf: select article, calculate preferred rate, enter personal data and pay. All without paperworks, with immediate confirmation and full flexibility during the period. Simple and fair hire purchase with easyCredit ratenkauf.
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| Info | EasyCredit ratenkauf is a provider of hire purchase and purchase on invoice in Germany. After the customer is forwarded to easyCredit they undertake the calculation of all possible installments. |
| Type | Payments by Invoice and Installments |
Further information can be found on the webpage of easyCredit (https://www.easycredit.de/).
Process flow chart
Paygate interface
Format Description a alphabetical as alphabetical with special characters n numeric an alphanumeric ans alphanumeric with special characters ns numeric with special characters bool boolean expression (true or false) 3 fixed length with 3 digits/characters ..3 variable length with maximum 3 digits/characters enum enumeration of allowed values dttm ISODateTime (YYYY-MM-DDThh:mm:ss) Abbreviation Description CND condition M mandatory O optional C conditional Notice: Please note that the names of parameters can be returned in upper or lower case.Definitions
Data formats
Abbreviations
Comment If a parameter is mandatory, then it must be present If a parameter is optional, then it can be present, but it is not required If a parameter is conditional, then there is a conditional rule which specifies whether it is mandatory or optional
easyCredit ratenkauf purchase on invoice and hire purchase
In order to initialise an installment payment with easyCredit via a Paygate form, please use the following URL:
https://www.computop-paygate.com/easyCredit.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for easyCredit ratenkauf payments
The following table gives the result parameters which Computop Paygate transmits to URLSuccess or URLFailure and URLNotify. If you have specified the Response=encrypt parameter, the following parameters are sent Blowfish encrypted to your system:
pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for URLSuccess and URLFailure with easyCredit ratenkauf
Validation logic
- The delivery address must match the invoice address or it must be a packstation.
- FirstName and LastName of delivery and customer should match.
- The invoice address must match the delivery address.
- FirstName and LastName of Invoice Address and customer should match.
Example Request
MerchantID=YourMerchantID TransID=123456 RefNr=27022017_01 Amount=59995 Currency=EUR EventToken=INT URLFailure=https://your.shop.info/failure.aspx URLSuccess=https://your.shop.info/success.aspx URLNotify=https://your.shop.info/notify.aspx Salutation=MR FirstName=John LastName=Doe DateOfBirth=1999-02-02 bdFirstName=John bdLastName=Doe bdStreet=Schwarzenbergstraße bdStreetNr=4 bdAddressAddition=Computop GmbH bdZip=96050 bdCity=Bamberg bdCountryCode=DE PackingStation=NO sdFirstName=John sdLastName=Doe sdStreet=Schwarzenbergstraße sdStreetNr=4 sdAddressAddition=Computop GmbH sdZip=96050 sdCity=Bamberg sdCountryCode=DE Email=max@mustermann.de Employment=EMPLOYEE MonthlyNetIncome=100000 Phone=015124011444 CustomerSince=1999-02-02 CustomerLoggedIn=YES NumberOrders=1 ArticleList=ew0KCSJzaG9wcGluZ0NhcnRJbmZvcm1hdGlvbiI6IFsNCgkJew0KCQkJInByb2R1Y3ROYW1lIjogIldhc2hpbmcgTWFjaGluZSIsDQoJCQkicXVhbnRpdHkiOiAxLA0KCQkJInByaWNlIjogNTk5Ljk1LA0KCQkJIm1hbnVmYWN0dXJlciI6ICJTaWVtZW5zIiwNCgkJCSJwcm9kdWN0Q2F0ZWdvcnkiOiAiSG91c2Vob2xkIEFwcGxpYW5jZXMiLA0KCQkJImFydGljbGVOdW1iZXIiOiBbDQoJCQkgIHsNCgkJCQkibnVtYmVyVHlwZSI6ICJHVElOIiwNCgkJCQkibnVtYmVyIjogMTExMTExMQ0KCQkJICB9DQoJCQldDQoJCX0NCgldDQp9
Example Response
mid=YourMerchantID PayID=e8be1739b7754b68b4a53bbf33670efc TransID=123456 XID=b4b01e1654744bdd87fbb496cbbf79e1 refnr=27022017_01 Status=AUTHORIZE_REQUEST Code=0 Description=REQUEST
Retrieve information about payment by installments
In order to retrieve the data for decision, general transaction as well as financing data in case of e successfully established payment by installments via a server to server connection with easyCredit ratenkauf, please use the following URL:
https://www.computop-paygate.com/easyCreditDirect.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for retrieving installment information from easyCredit ratenkauf
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for retrieving installment information from easyCredit ratenkauf
Example Request
MerchantID=YourMerchantID PayID=XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX TransID=123456 RefNr=27022017_01 Amount=59995 Currency=EUR EventToken=GET
Example Response
mid=YourMerchantID PayID=b1ecea6e3e8b426fbb614a14f901ac4a TransID=123456 XID=2e2b31055fbf445d91c6564947d63ffb refnr=27022017_01 financing= Status=AUTHORIZE_REQUEST Code=0 Description=REQUEST
Confirm hire purchase
To finally set a hire purchase with easyCredit ratenkauf via a Server-to-Server connection to "CONFIRMED", please use the following URL:
https://www.computop-paygate.com/easyCreditDirect.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for confirming a hire purchase with easyCredit ratenkauf
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for confirming a hire purchase with easyCredit
Capture (notify a delivery)
To manually notify the delivery to easyCredit ratenkauf via a Server-to-Server connection, please use the following URL:
https://www.computop-paygate.com/capture.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for capturing a hire purchase with easyCredit ratenkauf
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for capturing a hire purchase with easyCredit ratenkauf
Credit (notify a reversed transaction)
To notify a reversed transaction to easyCredit ratenkauf via a Server-to-Server connection, please use the following URL:
https://www.computop-paygate.com/credit.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for reverse of a hire purchase with easyCredit ratenkauf
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for reverse of a hire purchase with easyCredit ratenkauf