About Zinia
General information about Zinia
Zinia is a Buy Now Pay Later solution offered by Santander Bank. Customer can pay at their own pace with Zinia. Enjoy total freedom when shopping with Zinia. Plus, no interest or hidden costs! Sounds good, right? Just 2 simple steps for the payment at checkout
1. Customer choose Zinia as the payment option.
- Pay in 30 days: customer have up to 30 days after shipment to pay via bank transfer.
- Pay in up to 36 instalments: At checkout, select the financing term that works best for customer. The instalments will be due every 30 days after the shipment.
2. Enter customer mobile number and date of birth.
Zinia payment at the online shop motivates customers to order high value baskets. This also increases the turnover.Â
| Logo |
|
|---|---|
| Info | Zinia offers Buy Now Pay Later solution on purchases |
| Type | Payments by Invoice and Installments |
Further information can be found on the webpage of Zinia (https://www.zinia.com).
Process flow chart
Paygate interface
Format Description a alphabetical as alphabetical with special characters n numeric an alphanumeric ans alphanumeric with special characters ns numeric with special characters bool boolean expression (true or false) 3 fixed length with 3 digits/characters ..3 variable length with maximum 3 digits/characters enum enumeration of allowed values dttm ISODateTime (YYYY-MM-DDThh:mm:ss) Abbreviation Description CND condition M mandatory O optional C conditional Notice: Please note that the names of parameters can be returned in upper or lower case.Definitions
Data formats
Abbreviations
Comment If a parameter is mandatory, then it must be present If a parameter is optional, then it can be present, but it is not required If a parameter is conditional, then there is a conditional rule which specifies whether it is mandatory or optional
Zinia
A payment with Zinia consists of two transaction steps. At the start an initialization is necessary, which returns the redirect url where the customer has to be redirected. The customer after redirected can choose payment method offered by zinia to complete the checkout.
Computop Zinia has 2 different requests which must be carried out in the payment process depending on the situation and progress. Computop converts these requests into the corresponding Zinia requests. In this case the following mapping applies:
Computop request | Zinia request | Description |
|---|---|---|
| Authorize | Merchant_login Create_order | Computop executes automatically the requests, Provided the merchant API credentials are configured in the MAT. merchant login is used to get acess token to carry out the checkout and the create order is used to initate the payment. |
| Capture | Capture | Activates and/or carries out payment. This request must be given when the goods are shipped. |
Initializing Zinia payments
In order to initialize a Zinia payment via server-to-server communication, please use the following URL:
https://www.computop-paygate.com/Zinia.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for initialising Zinia payments
ArticleList
The Article information is defined here. Please note that ArticleList should be Base64encoded as described in the example below.
Example of ArticleList as JSON string
{
"items":
[{
"id": "1234",
"description": "iPhone 13 128GB Pink",
"name": "iPhone 13 Pink",
"quantity": 1,
"amount": 729,
"currency": "EUR",
"vatAmount": 0,
"vatPercent": 0,
"discount": "0"
}]
}
ArticleList=eyJpdGVtcyI6IFt7ImlkIjogIjEyMzQiLCJkZXNjcmlwdGlvbiI6ICJpUGhvbmUgMTMgMTI4R0IgUGluayIsIm5hbWUiOiAiaVBob25lIDEzIFBpbmsiLCJxdWFudGl0eSI6IDEsImFtb3VudCI6IDcyOSwiY3VycmVuY3kiOiAiRVVSIiwidmF0QW1vdW50IjogMCwidmF0UGVyY2VudCI6IDAsImRpc2NvdW50IjogIjAifV19
The following table describes the result parameters with which the Computop Paygate responds to your system
pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for initialising Zinia payments
Capture a Zinia payment transaction (full / partial capture)
In order to capture a payment transaction with Zinia, please use the following URL:
https://www.computop-paygate.com/capture.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for capturing Zinia payments
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for capturing Zinia payments
Credit Zinia payments
In order to credit a payment transaction with Zinia, please use the following URL:
https://www.computop-paygate.com/Credit.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for credit of Zinia payments
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for credit of Zinia payments
Reverse / return of Zinia payments
In order to reverse a Zinia payment partial or in full or the make changes on a payment, please use the following URL:
https://www.computop-paygate.com/reverse.aspx |
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for reversal of Zinia payments
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for reversal of Zinia payments