About Enterpay
General information about Enterpay
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| Info | Enterpay is a Finnish fintech startup which has a mission to boost B2B (business-to-business) ecommerce and optimise the payment process for B2B ecommerce by automating the counterparty risk assessment process. Invoice payments are the preferred option in B2B commerce, but these are often handled manually, which makes them time-consuming and potentially risky. As online purchases in the B2B market continue to grow rapidly, B2B buyers expect the same smooth experience that they know from B2C ecommerce. Enterpay has developed a technical solution that is equipped to meet the changing expectations of the B2B customers and allows them to make invoice payments in B2B transactions easily, quickly and securely. Enterpay’s payment scheme consists of a platform where all necessary parties can enable automated B2B trade and cooperate seamlessly. Enterpay partners with banks and PSPs so that they can offer purely digital and fully automated invoicing and factoring solution to their B2B merchant customers. The technology automatically carries out the fraud and credit risk assessment and integrates to various ecommerce platforms and payment gateways. |
| Type | Payments by Invoice and Installments |
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Further information can be found on the webpage of Enterpay (https://www.enterpay.eu/).
Process flow chart
Authorization
UpdateInvoice
Notice: Merchant sends orderID (TransID) and list of article IDs which need to be corrected. On Enterpay side articles included into an invoice are identified by internal index (Enterpay parameter update[cart_items][N][num], not by article ID provided by merchant (Enterpay parameter update[cart_items][N][identifier_merchant]). In case of invoice update articles have to be sent to Enterpay exactly with the same index as GetStatus returns. So before sending invoice update, GetStatus API needs to be called.
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Paygate interface
Format Description a alphabetical as alphabetical with special characters n numeric an alphanumeric ans alphanumeric with special characters ns numeric with special characters bool boolean expression (true or false) 3 fixed length with 3 digits/characters ..3 variable length with maximum 3 digits/characters enum enumeration of allowed values dttm ISODateTime (YYYY-MM-DDThh:mm:ss) Abbreviation Description CND condition M mandatory O optional C conditional Notice: Please note that the names of parameters can be returned in upper or lower case.Definitions
Data formats
Abbreviations
Comment If a parameter is mandatory, then it must be present If a parameter is optional, then it can be present, but it is not required If a parameter is conditional, then there is a conditional rule which specifies whether it is mandatory or optional
Authorization
To create an invoice, please use the following URL:
https://www.computop-paygate.com/enterpay.aspx |
The URL is used for both invoice creation (EventToken=CRT) and invoice update (EventToken=UPD).
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for creating an invoice with Enterpay
The following table gives the result parameters which Computop Paygate transmits to URLSuccess or URLFailure and URLNotify. If you have specified the Response=encrypt parameter, the following parameters are sent Blowfish encrypted to your system:
pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Result parameters for URLNotify, URLSuccess and URLFailure with Enterpay
Update invoice
Invoice update is possible via Server-to-Server connection.
In order to update an invoice, please use the following URL:
https://www.computop-paygate.com/enterpay.aspx |
The URL is used for both invoice creation (EventToken=CRT) and invoice update (EventToken=UPD).
Updates of an invoice is possible only for non-active invoices (not captured). In case parameter InvoiceDate is included into UpdateInvoice API call, the call will automatically activate (capture) the updated invoice fully. So no subsequent Activate (capture) API call for the invoice is required. From Paygate side the authorized transaction is updated and a capture transaction is created. In case parameter InvoiceDate is not included into UpdateInvoice API call, the invoice remains inactive and Activate (capture) API call should be sent explicitly. Only authorized transactions is updated.
Article list should contain all articles (also the ones which should not be changed), as the entire list of articles will be replaced with the one which is sent. However, in case only parameter InvoiceDate is sent, only InvoiceDate will be updated.
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for updating an invoice with Enterpay
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for updating an invoice with Enterpay
Full capture
Full capture is possible via a Server-to-Server connection.
To capture an invoice fully, please use the following URL:
https://www.computop-paygate.com/capture.aspx |
The URL is used for both full invoice capture (EventToken=ACF) and partial invoice capture (EventToken=ACP).
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for full captures of Enterpay payments
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Response parameters for full captures of Enterpay payments
Partial capture
Partial captures are possible via a Server-to-Server connection. In case of partial capture a new TransID has to be provided in the request. The new TransID will be used for capture of the next invoice.
To capture an invoice partially, please use the following URL:
https://www.computop-paygate.com/capture.aspx |
The URL is used for both full invoice capture (EventToken=ACF) and partial invoice capture (EventToken=ACP).
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for partial captures of Enterpay payments
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Result parameters for partial captures of Enterpay payments
Reverse
Reversals are possible via a Server-to-Server connection. Reversal ist possible only for non-active (non-captured) invoice. Only full reversal is allowed. In case an invoice has been activated (captured), a Refund should be used.
In order to reverse (cancel) an invoice, please use the following URL:
https://www.computop-paygate.com/reverse.aspx |
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Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for reversals of Enterpay payments
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Result parameters for reversals of Enterpay payments
Credit (refund)
Credits (refunds) are possible via a Server-to-Server connection. Credits is possible only for invoices which have already been activated (captured). Both full and partial credits (multiple credits) are allowed. In case an invoice has not been activated (captured), a Reversal should be used.
To carry out a credit on an invoice, please use the following URL:
https://www.computop-paygate.com/credit.aspx |
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Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for credits of Enterpay payments
The following table describes the result parameters with which the Computop Paygate responds to your system pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Result parameters for credits of Enterpay payments