About Arvato BIG
General information about Arvato BIG
Paygate is replacing the eScore interface with the arvato interface BIG (Business Information Gateway). eScore will be shut down by mid 2016, until which time it controls access to the scoring services of Arvato Financial Solutions. As a SOAP web service BIG is based on standard technologies and can therefore be integrated with different programming languages on different platforms. BIG uses the XML Digital Signature (XML DSig) process and meets current requirements on data protection and security.
Compared to the previous interfaces it is possible to carry out the request object email address and a FakeNameCheck with BIG. BIG also supports individual applicant score results and their description wherein debt collection information is also included in the scoring.
We have added checking of personal creditworthiness and suspicion of fraud, checking of personal identity and address, suspicion of fraudulent names and email addresses and a score check in relation to credit, identity and fraud wherein the products used can be combined based on standardized data output.
In future, an interface will also enable international risk checks for Austria, Holland and Switzerland.
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| Info | Computop Paygate is replacing the eScore interface with the arvato interface BIG (Business Information Gateway). eScore will be shut down by mid 2016, until which time it controls access to the scoring services of Arvato Financial Solutions. As a SOAP web service BIG is based on standard technologies and can therefore be integrated with different programming languages on different platforms. BIG uses the XML Digital Signature (XML DSig) process and meets current requirements on data protection and security. |
| Type | Risk Management |
Process flow chart
Process flow for Arvato BIG
Configuration for BIG
Each merchant needs a SubclientID to set up a MerchantID for the various BIG services. The SubclientID is set up in the BIG system with arvato and it describes the merchant account at arvato and a central Computop ClientID.
The SubclientID at arvato, from which the corresponding MerchantID in Paygate is obtained, also needs to be enabled for all products.
The request reason stored in the configuration allows the Request Reason parameter to be permanently specified so that it need not be transferred in the request. See also the table of possible values in the area interface.
In the test mode the system is controlled by arvato and the test cases provided by arvato can be transferred.
Paygate interface
Format Description a alphabetical as alphabetical with special characters n numeric an alphanumeric ans alphanumeric with special characters ns numeric with special characters bool boolean expression (true or false) 3 fixed length with 3 digits/characters ..3 variable length with maximum 3 digits/characters enum enumeration of allowed values dttm ISODateTime (YYYY-MM-DDThh:mm:ss) Abbreviation Description CND condition M mandatory O optional C conditional Notice: Please note that the names of parameters can be returned in upper or lower case.Definitions
Data formats
Abbreviations
Comment If a parameter is mandatory, then it must be present If a parameter is optional, then it can be present, but it is not required If a parameter is conditional, then there is a conditional rule which specifies whether it is mandatory or optional
Calling the interface
To request an BIG address and credit rating at Arvato Infoscore via a server-to-server connection, please use the following URL:
Notice: For security reasons, Computop Paygate rejects all payment requests with formatting errors. Therefore, please use the correct data type for each parameter. The following table describes the encrypted payment request parameters:
Parameters for arvato BIG
The following table describes the result parameters with which the Computop Paygate responds to your system
pls. be prepared to receive additional parameters at any time and do not check the order of parameters the key (e.g. mid, RefNr) should not be checked case-sentive
Result parameters for arvato BIG
The following table provides an overview of the possible values for RequestReason:
The following table provides an overview of the possible values for ProductName:
The following table provides an overview of the possible values for the response parameter Feature:
The following table provides an overview of the possible values for the response parameter ScoreType:
The following table provides an overview of the possible values for the response parameter ScoreType:
Further information about testing the interface can be found on page Test Arvato BIG.