- Created by Peter Posse, last modified by Admin on 30. Nov 2021
Die Kontoinformationen enthalten optionale Informationen über das Konto des Karteninhabers beim Händler.
Die Datenelemente in den Kontoinformationen des Karteninhabers zur Festlegung eines Zeitraums können entweder als spezifisches Datum oder als ein Näherungsindikator angegeben werden, wann die Aktion erfolgte. 3DS Anforderer können beide Formate nutzen.
Datenelemente
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Key | Format | CND | Description | Beschreibung | |
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1 | accountIdentifier | string | O | The account ID of the cardholder within merchant environment / website (e.g. customer number) | Die Konto-ID des Karteninhabers in der Händler-Umgebung / Webseite (z.B. Kundennummer) |
2 | object | O | This element contains optional information about how the cardholder authenticated during login to their account in the merchant environment (e.g. website). | Dieses Element enthält optionale Informationen darüber, wie sich der Karteninhaber bei der Anmeldung zur Händler-Umgebung (z.B. Webseite) authentisiert hat. | |
3 | accountAgeIndicator | string | O | Length of time that the customer has had the payment instrument / payment account with the merchant. Values accepted:
| Zeitdauer, wie lange der Kunde das Zahlungsmittel / Zahlungskonto beim Händler hat. Zulässige Werte:
|
4 | accountChangeDate | string | O | Date that the customer's payment instrument (account) with the merchant was last changed, including billing or shipping address, new payment account, or new user(s) added (YYYY-MM-DD). | Datum der letzten Änderung des Zahlungsmittels (Kontos) des Kunden beim Händler einschließlich Rechnungs- oder Lieferadresse, neues Zahlungskonto oder neu hinzugefügte(r) Benutzer (JJJJ-MM-TT). |
5 | accountChangeIndicator | string | O | Length of time since the customer’s account information with the merchant was last changed, including billing or shipping address, new payment account, or new user(s) added. Values accepted:
| Zeitdauer seit der letzten Änderung der Kontoinformationen des Kunden beim Händler einschließlich Rechnungs- oder Lieferadresse, neues Zahlungskonto oder neu hinzugefügte(r) Benutzer. Zulässige Werte:
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6 | accountCreationDate | string | O | Date that the customer opened the account with the merchant in format YYYY-MM-DD | Datum, an dem der Kunde das Konto beim Händler eröffnet hat im Format JJJJ-MM-TT |
7 | passwordChangeDate | string | O | Date that customer's account with the merchant had a password change or account reset in format YYYY-MM-DD | Datum der letzten Kennwortänderung oder des Rücksetzens des Kundenkontos beim Händler im Format JJJJ-MM-TT |
8 | passwordChangeDateIndicator | string | O | Indicates the length of time since the customer account had a password change or account reset. Values accepted:
| Gibt die Zeitdauer seit der Kennwortänderung oder seit dem Rücksetzen des Kundenkontos an. Zulässige Werte:
|
9 | nbrOfPurchases | integer | O | Number of purchases in the last 6 months | Anzahl der Käufe in den letzten 6 Monaten |
10 | addCardAttemptsDay | integer | O | Number of Add Card attempts in the last 24 hours | Anzahl der Versuche zum Hinzufügen einer Karte in den letzten 24 Stunden |
11 | nbrTransactionsDay | integer | O | Number of transactions (successful and abandoned) in the previous 24 hours | Anzahl der Transaktionen (erfolgreich und abgebrochen) in den letzten 24 Stunden |
12 | nbrTransactionsYear | integer | O | Number of transactions (successful and abandoned) in the previous year | Anzahl der Transaktionen (erfolgreich und abgebrochen) im letzten Jahr |
13 | paymentAccountAge | string | O | Date that the payment account was enrolled in the customer account in format YYYY-MM-DD | Datum, an dem das Zahlungskonto im Kundenkonto registriert worden ist, im Format JJJJ-MM-TT |
14 | paymentAccountAgeIndicator | string | O | Indicates the length of time that the payment account was enrolled in the customer account. Values accepted:
| Gibt die Zeitdauer an, wie lange das Zahlungskonto im Kundenkonto registriert ist. Zulässige Werte:
|
15 | shipAddressUsageDate | string | O | Date when the shipping address used for this transaction was first used in format YYYY-MM-DD | Datum, wann die für diese Transaktion angegebene Lieferadresse erstmalig verwendet wurde, im Format JJJJ-MM-TT |
16 | shipAddressUsageIndicator | string | O | Indicates when the shipping address used for this transaction was first used. Values accepted:
| Gibt an, wann die für diese Transaktion angegebene Lieferadresse erstmalig verwendet wurde. Zulässige Werte:
|
17 | suspiciousAccActivity | boolean | O | Indicates whether the merchant has experienced suspicious activity (including previous fraud) on the customer account | Gibt an, ob der Händler in dem Kundenkonto verdächtige Aktivitäten (einschließlich früheren Betrugs) festgestellt hat |
authenticationInformation
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Key | Format | CND | Description | Beschreibung | |
---|---|---|---|---|---|
1 | authenticationData | string | C | This data element can carry specific authentication attestation data such as FIDO if applicable | Dieses Datenelement kann spezielle Beglaubigungsdaten der Authentisierung wie FIDO enthalten, falls zutreffend |
2 | authenticationMethod | string | M | This data element specifies the mechanism used by the Cardholder to authenticate to the merchant. Values accepted:
| Dieses Datenelement gibt den vom Karteninhaber zur Authentisierung beim Händler verwendeten Mechanismus an. Zulässige Werte:
|
3 | authenticationTimestamp | string | M | Date and time (see RFC 3339) in UTC of the cardholder authentication. YYYY-MM-DDTHH:MM:SS+00:00 | Datum und Uhrzeit (siehe RFC 3339) der Authentisierung des Karteninhabers in UTC. JJJJ-MM-TTTHH:MM:SS+00:00 |
Schema
BASEURL= https://www.computop-paygate.com/schemas
{ "$schema": "http://json-schema.org/draft-07/schema#", "$id": "BASEURL/accountInfo.json", "title": "accountInfo", "description": "Customer Account Information", "type": "object", "properties": { "accountIdentifier": { "type": "string", "maxLength": 64 }, "authenticationInformation": { "type": "object", "properties": { "authenticationData": { "type": "string", "maxLength": 20000 }, "authenticationMethod": { "type": "string", "enum": ["guest", "merchantCredentials", "federatedID", "issuerCredentials", "thirdPartyAuthentication", "FIDO", "signedFIDO", "SRCassuranceData"] }, "authenticationTimestamp": { "type": "string", "format": "date-time" } }, "required": ["authenticationMethod", "authenticationTimestamp"], "additionalProperties": false }, "accountAgeIndicator": { "type": "string", "enum": ["guestCheckout", "thisTransaction", "lessThan30Days", "from30To60Days", "moreThan60Days"], "description": "Length of time that the customer has had the account with the merchant." }, "accountChangeDate": { "type": "string", "format": "full-date", "description": "YYYY-MM-DD" }, "accountChangeIndicator": { "type": "string", "enum": ["thisTransaction", "lessThan30Days", "from30To60Days", "moreThan60Days"], "description": "Length of time since the customer account information was last changed." }, "accountCreationDate": { "type": "string", "format": "full-date", "description": "YYYY-MM-DD" }, "passwordChangeDate": { "type": "string", "format": "full-date", "description": "YYYY-MM-DD" }, "passwordChangeDateIndicator": { "type": "string", "enum": ["noChange", "thisTransaction", "lessThan30Days", "from30To60Days", "moreThan60Days"], "description": "Indicates the length of time since the customer account had a password change or account reset." }, "nbrOfPurchases": { "type": "integer", "maximum": 9999, "description": "Number of purchases in the last 6 months." }, "addCardAttemptsDay": { "type": "integer", "maximum": 999, "description": "Number of Add Card attempts in the last 24 hours." }, "nbrTransactionsDay": { "type": "integer", "maximum": 999, "description": "Number of transactions (successful and abandoned) in the previous 24 hours." }, "nbrTransactionsYear": { "type": "integer", "maximum": 999, "description": "Number of transactions (successful and abandoned) in the previous year." }, "paymentAccountAge": { "type": "string", "format": "full-date", "description": "Date that the payment account was enrolled in the customer account in format YYYY-MM-DD." }, "paymentAccountAgeIndicator": { "type": "string", "enum": ["guestCheckout", "thisTransaction", "lessThan30Days", "from30To60Days", "moreThan60Days"], "description": "Indicates the length of time that the payment account was enrolled in the customer account." }, "shipAddressUsageDate": { "type": "string", "format": "full-date", "description": "Date when the shipping address used for this transaction was first used in format YYYY-MM-DD." }, "shipAddressUsageIndicator": { "type": "string", "enum": ["thisTransaction", "lessThan30Days", "from30To60Days", "moreThan60Days"], "description": "Indicates when the shipping address used for this transaction was first used." }, "suspiciousAccActivity": { "type": "boolean", "description": "Indicates whether the merchant has experienced suspicious activity (including previous fraud) on the customer account." } }, "additionalProperties": false }
Beispiel
{ "accountIdentifier": "joe.bloggs@acme.com", "authenticationInformation": { "authenticationMethod": "merchantCredentials", "authenticationTimestamp": "2021-10-05T04:36:18+00:00" }, "accountAgeIndicator": "moreThan60Days", "accountChangeDate": "2019-01-23", "accountChangeIndicator": "from30To60Days", "accountCreationDate": "2016-01-01", "passwordChangeDate": "2018-06-08", "passwordChangeDateIndicator": "lessThan30Days", "nbrOfPurchases": 4, "addCardAttemptsDay": 0, "nbrTransactionsDay": 0, "nbrTransactionsYear": 5, "paymentAccountAge": "2018-03-20", "paymentAccountAgeIndicator": "thisTransaction", "shipAddressUsageDate": "2017-10-14", "shipAddressUsageIndicator": "moreThan60Days", "suspiciousAccActivity": true }