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AVS Match parameters

Barclaycard

Following AVS parameters are returned for Barclaycard for all cards:

Code for „Match“

Description

F

Exact match

N

Neither address nor postal code match

U

AVS unavailable (card not checked)

P

Postcode matches, details of street in address does not match oder street matches with address, but not with postcode


CAPN

Address Verification can be performed on a number of card schemes, subject to Issuer and Acquirer support. The result is returned as a code within the parameter Match. Following tables explain the meaning of the result values from different Acquirers.

Following AVS parameters are returned for American Express via CAPN:

Code for „Match“

Description

Y

Address and ZIP matches

N

Address and ZIP both did not match

A

only address matches

Z

only ZIP matches

U

Information not available

S

SE not allowed for AAV function

R

Retry, system unavailable

L

Name and ZIP match

M

Name, address and ZIP match

O

Name and address match

K

Name match

D

Name does not match and ZIP matches

E:

Name does not match, address and ZIP match

F

Name does not match, address matches

W

Name, address and ZIP does not match


Chase

For Chase the original response code is forwarded. The address verification works only in USA, Canada and Great Britain. Basis is the submitted invoicing address and a submitted parameter "bdstreet2" if applicable. Following AVS parameters are returned for Chase for all cards:

Code for „Match“

Description

I1

Postcode matches/+4 matches/LOCALE matches

I2

Postcode matches/+4 matches/LOCALE does not match

I3

Postcode matches/+4 does not match/LOCALE matches

I4

Postcode matches/+4 does not match/LOCALE does not matches

I5

Postcode does not match/+4 matches/LOCALE matches

I6

Postcode does not match/+4 matches/LOCALE does not match

I7

Postcode does not match/+4 does not match/LOCALE matches

I8

Postcode does not match/+4 does not match/LOCALE does not match

N1

No address submitted

N2

Invoicing address which has passed the PTI checks

IG

Card issuer does not take part in Global AVS

IU

Card issuer does not take part in Global AVS (domestic issuer)

ID

Card issuer does not take part in AVS

IE

Processing error – AVS data are invalid

IS

System unavailable

IA

International information about street and postcode CORRECT

IB

International street information CORRECT, Postcode not checked due to incompatible formats

IC

International street information and postcode not checked due to incompatible formats

IP

International postcode CORRECT, street information not checked due to incompatible formats

A1

Name of the card holder matches

A3

Name of the card holder, invoicing address and postcode matches

A4

Name of the card holder and invoicing postcode matches

A7

Name of the card holder and invoicing address matches

B3

Name of the card holder does not match, invoicing address and postcode matches

B4

Name of the card holder does not match and invoicing postcode matches

B7

Name of the card holder does not match and invoicing address matches

B8

Name of the card holder, invoicing address and postcode does not match


Following AVS parameters are returned in case of Chase for Chasenet and Visa:

Code for „Match“

Description

A

Address matches, postcode does not

B

Address matches, postcode not verified

C

Address and postcode not checked due to incompatible formats

D

Address and postcode matches (international only)

F

Address and postcode matches (UK only)
Address and/or postcode matches (U.S. AFT only)

G

Address not verified for international transaction (international only)

I

Address not verified (international only)

M

Address and postcode matches (international only)

N

Neither address nor postal code matches

P

Postcode matches, address not verified

R

AVS system not available, try again later (domestic only)

S

AVS service not supported at this time (domestic only)

U

Unable to perform address verification because either address information is unavailable or Issuer does not support AVS (domestic only)

Y

Address & 5-digit or 9-digit postcode matches (domestic only)

Z

Either 5-digit or 9-digit postcode matches, but address does not or is not included in request


Following AVS parameters are returned in case of Chase for Mastercard:

Code for „Match“

Description

A

Address matches, postcode does not

N

Neither address nor postal code matches

R

AVS system not available, try again

S

AVS service not supported at this time

U

No data from issuer/authorisation system

W

For U.S. addresses: 9-digit postcode matches, but address does not

For non-U.S. addresses: postcode matches, but address does not

X

For U.S. addresses: Exact 9-digit postcode matches and address matches

For non-U.S.: exact postal code and address matches

Y

For U.S.: Exact 5-digit postcode and address matches

Z

5-digit postcode matches, but address does not


Following AVS parameters are returned in case of Chase for Discover:

Code for „Match“

Description

A

Address matches, postcode does not

GAddress information not verified for international transaction

N

Neither address nor postal code matches

S

AVS service not supported at this time

T9-digit postcode matches, but address does not

U

Retry, system unable to process

WNo data from issuer/authorisation system
XAddress and 9-digit posrcode matches

Y

Address only matches

Z

5-digit postcode matches, but address does not


Following AVS parameters are returned in case of Chase for American Express:

Code for „Match“

Description

A

Address only is correct

N

Neither address nor postal code matches

RSystem unavailable, retry

S

AVS service not supported at this time

U

The necessary information is not available, account number is neither U.S. nor Canadian

Y

Address and postcode are both correct

Z

Postcode only is correct


Credorax

Following AVS parameters are returned in case of Credorax:

Code for „Match“

Description

A

Address matches, ZIP does not

B

Address matches, postcode not available/checked

C

Address and postcode not checked

D

Address and postcode matches

F

Address and postcode matches (UK only)

G

No match, address not checked

I

Address not checked

M

Address and postcode matches

N

Neither address nor postal code match

P

Postcode matches, address incorrect

R

AVS system not available due to timeout, please retry

S

AVS service not supported by Issuer

U

Address information not available

W

US addresses: 9-digits postcode matches, address incorrect. For addresses outside the USA: Postcode matches, address incorrect

X

US addresses: 9-digits postcode and address matches

Y

US addresses: 5-digits postcode and address matches

Z

US addresses: 5-digits postcode matches, address incorrect


Elavon USA (vixConex)

Following AVS parameters are returned for Elavon USA (viaConex) for all cards:

Code for „Match“

Description

A

Address (Street) matches, Zip does not

B

Street address match, Postal code in wrong format. (International issuer)

C

Street address and postal code in wrong formats

D

Street address and postal code match (international issuer)

E:

AVS Error

F

Address does compare and five-digit ZIP code does compare (UK only)

G

Card issued by a non-US issuer that does not participate in the AVS System

I

Address information not verified by international issuer

M

Street Address and Postal code match (international issuer)

N

No Match on Address (Street) or Zip

P

Postal codes match, Street address not verified due to incompatible formats

R

Retry, System unavailable or Timed out

S

Service not supported by Issuer

U

Address information is unavailable (domestic issuer)

W

9 digit Zip matches, Address (Street) does not

X

Exact AVS Match

Y

Address (Street) and 5 digit Zip match

Z

5 digit Zip matches, Address (Street) does not


GICC

Following AVS parameters are returned for American Express via GICC:

Code for „Match“

Description

F

Exact match

N

Neither address nor postal code match

U

AVS unavailable (card not checked)

Z

ZIP code matches, street address details erroneous

A

ZIP code did not match, street address matches


Global Payments (Omnipay)

Following AVS parameters are returned for VISA cards via Global Payments (Omnipay):

Code for „Match“

Description

A

Address matches ZIP does not

B

Street address matches, ZIP not verified

C

Street address not verified, ZIP not verified

D

Street and ZIP match

F

Street and ZIP match (UK customer)

G

AVS unavailable for this card/issuer

I

Address information not verified

M

Street and ZIP match

N

No match

P

ZIP code matches, street address details erroneous

R

AVS system unavailable

S

AVS unavailable for this card/issuer

U

AVS unavailable for this card/issuer

W

ZIP code matches, street address details erroneous

X

Street and ZIP match

Y

Street and ZIP match

Z

ZIP code matches, street address details erroneous

Following AVS parameters are returned for MasterCard cards via Global Payments (Omnipay):

Code for „Match“

Description

A

Address matches ZIP does not

N

Neither address nor postal code match

R

AVS system unavailable

S

AVS unavailable for this card/issuer

U

AVS unavailable for this card/issuer

W

ZIP code matches, street address details erroneous

X

Street and ZIP match

Y

Street and ZIP match

Z

ZIP code matches, street address details erroneous


Heartland

Following AVS parameters are returned for Heartland for all cards within the simplified AVS mode:

Code for „Match“

Description

F

Exact match

N

Neither address nor postal code match

U

AVS unavailable (card not checked)

P

Either postcode matches, details of street in address does not match or street matches with address, but not with postcode

Following AVS parameters are returned for Heartland (for addresses inside USA and Canada only) for all cards (some values for VISA and Discover/JSB only):

Code for „Match“

Description

A

Address matches ZIP does not

N

Neither address nor postal code match

R

Retry, System unavailable

U

AVS unavailable (S: in case of MasterCard and Amex)

U

No data from issuer/authorization system

W

9-digits postcode matches, address not (W: in case of MasterCard and Amex)

X

9-digits postcode and address matches (X: in case of MasterCard and Amex)

Y

5digits postcode and address matches

Z

5 digit postcode matches, address does not

G

AVS not checked for international transactions (not in case of MasterCard and Amex)

A

Address matches, postcode also or the request did not contain a postcode (international address, not in case of MasterCard and Amex)

B

Address matches, postcode not checked due to incompatible format (international address, not in case of MasterCard and Amex)

C

Address and postcode not checked due to incompatible format (international address, not in case of MasterCard and Amex)

D

Street number and postcode matches (international address, not in case of MasterCard and Amex)

I

Address values not checked for international transaction (not in case of MasterCard and Amex)

M

Street number and postcode matches (not in case of MasterCard and Amex)

P

Postcode matches, street number not checked due to incompatible format (international address, not in case of MasterCard and Amex)


PayPalCC

Following AVS parameters are returned for PayPalCC for all cards:

Code for „Match“

Description

F

Exact match

N

Neither address nor postal code match

U

AVS unavailable (card not checked)

P

Either postcode matches, details of street in address does not match or street matches with address, but not with postcode


Vantiv

In case of Vantiv the returned values depend on the credit card. For all cards except Amex the following parameters are returned as 2-digit codes:

Code for „Match“

Description

00

5-digits postcode (Zip) and address matches

01

9-digits postcode (Zip) and address matches

02

Postcode and address matches

10

5-digits postcode (Zip) correct and address does not match

11

9-digits postcode (Zip) correct and address does not match

12

postcode (Zip) does not match and address matches

13

postcode does not match and address matches

14

Postcode matches, address not checked

20

Postcode and address does not match at all

30

AVS service not supported by Issuer

31

AVS system unavailable

32

Address not available

33

General error

34

AVS not executed

40

Address does not fulfil the Litle & Co. checks

In case of Amex via Vantiv following parameters are returned as 3-digit codes:

Code for „Match“

Description

000

No match

001

Email matches, name and phone incorrect

002

Name and phone incorrect, Email not sent

003

Name and phone incorrect, no answer for Email

010

Phone matches, name and Email incorrect

011

Phone and Email matches, name incorrect

012

Phone matches, name incorrect, Email not sent

013

Phone matches, name incorrect, no answer for Email

020

Name and Email incorrect, phone not sent

021

Email matches, name incorrect and phone not sent

030

Name and Email incorrect, no answer for phone

031

Email matches, name incorrect, no answer for phone

033

Name incorrect, no answer for Email and phone

100

Name matches, phone and Email incorrect

101

Name and Email matches, phone incorrect

102

Name matches, phone incorrect, Email not sent

103

Name matches, phone incorrect, no answer for Email

110

Name and phones matches, Email incorrect

111

Full match

112

Name and phone matches, Email not sent

113

Name and phone matches, no answer for Email

120

Name matches, Email incorrect, phone not sent

121

Name and Email matches, phone not sent

130

Name matches, Email incorrect, no answer for phone

131

Name and Email matches, no answer for phone

133

Name matches, no answer for Email and phone

200

Name not sent, phone and Email incorrect

201

Name not sent, Email matches, phone incorrect

202

Name and Email not sent, phone incorrect

203

Name not sent, phone incorrect, no answer for Email

210

Name not sent, phone matches and Email incorrect

211

Name not sent, phone and Email matches

212

Name and Email not sent, phone matches

213

Name not sent, phone matches, no answer for Email

220

Name and phone not sent, Email incorrect


Wirecard

Following AVS parameters are returned for Wirecard for all cards:

Code for „Match“

Description

F

Exact match

P

partial match

N

No match

U

AVS unavailable (card not checked)

E:

AVS Error

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