Cetelem offers online credit solution for French consumers.

 With this means of payment, merchants provide the financing capability for major purchases, to their customers, who after redirection to Cetelem webpages, can further pay by installments, ranging between 4-48 installments and order amount ranging between €150 to €16,000.
After credit validation, the merchant will be paid upfront for the total basket amount,
Consumer's repayments will occur directly to Cetelem either through SEPA mandate or using consumer's card.

Consumers can purchase directly online on the merchant online stores supporting this payment method, proceeding the necessary step including e-signature on the Cetelem credit application form. The approval will be instant.