Table of Contents

About easyCredit Ratenkauf

General information about easyCredit Ratenkauf

Since 2003 TeamBank AG is a member of the Genossenschaftliche FinanzGruppe and with its product easyCredit Ratenkauf the expert for hire purchase of the Volksbanken Raiffeisenbanken. Under the name easyCredit ratenkauf the TeamBank AG offers a hire purchase solution which combines a simple and consistently designed fire purchase function for E-Commerce and Point of Sale (PoS).

The customer needs only a few to get his easyCredit ratenkauf: select article, calculate preferred rate, enter personal data and pay. All without paperworks, with immediate confirmation and full flexibility during the period. Simple and fair hire purchase with easyCredit ratenkauf.

Page properties

Logo

Info

Excerpt
EasyCredit ratenkauf is a provider of hire purchase and purchase on invoice in Germany. After the customer is forwarded to easyCredit they undertake the calculation of all possible installments.

Type

Payments by Invoice and Installments

Further information can be found on the webpage of easyCredit (https://www.easycredit.de/).

Process flow chart

Multiexcerpt

MultiExcerptName	ProcessFlow

draw.io Diagram

border	true
diagramName	EasyCredit_CT
simpleViewer	false
links	auto
tbstyle	top
lbox	true
diagramWidth	1109

easyCredit process flow

Multiexcerpt include
SpaceWithExcerpt EN
MultiExcerptName Platform-Kurz
PageWithExcerpt Wording
interface

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Definition
PageWithExcerpt	Definition EN

easyCredit ratenkauf purchase on invoice and hire purchase

In order to initialise an installment payment with easyCredit via a

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Platform-Kurz
PageWithExcerpt	Wording

form, please use the following URL:

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	BaseURL
PageWithExcerpt	Wording

easyCredit.aspx

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Request_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	easycredit_request

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625223960111_-1084588320
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MerchantID
page	MerchantID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Key

Format

CND

Description

Amount

n..10

M

Amount in the smallest currency unit (e.g. EUR Cent)

Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit).

The minimum and maximal value for easyCredit is 200-5000€.

Table Excerpt Include

static	true
name	Currency
page	Currency
type	page

Table Excerpt Include

static	true
name	MAC
page	MAC
type	page

Key

Format

CND

Description

Term

n..2

O

Duration in months. If applicable here the duration can be preset with a value the customer has already selected for the example calculation.

EventToken

enum

M

Defines the request to be made at easyCredit:

<INT> for initialising the transaction

Table Excerpt Include

static	true
name	URLSuccess
page	URLSuccess
type	page

Table Excerpt Include

static	true
name	URLFailure
page	URLFailure
type	page

Table Excerpt Include

static	true
name	Response
page	Response
type	page

Table Excerpt Include

isFirstTimeEnter	true
static	true
v	2
name	URLNotify
page	URLNotify
type	page

Table Excerpt Include

static	true
name	UserData
page	UserData
type	page

Key

Format

CND

Description

Personal details

Notice: If personal details are submitted then this group must be transferred completely.

Salutation

a..15

C

Salutation MR or MRS

FirstName

ans..50

C

First name

LastName

ans..50

C

Last name

DateOfBirth

dttm

C

Date of birth in the format YYYY-MM-DD

Occupation data

Notice: If occupation data are submitted then this group must be transferred completely.

Employment

enum

C

Occupation of the customer. Possible entries are:

EMPLOYEE

EMPLOYEE_PUBLIC_SECTOR

WORKER

CIVIL_SERVANT

RETIREE

SELF_EMPLOYED

UNEMPLOYED

OTHER

MonthlyNetIncome

n..12

C

Monthly net income of the customer in the smallest currency unit (e.g. EUR Cent).

Invoicing address

Notice: If an invoicing address is given, then this must be transferred completely.

bdFirstName

ans..50

M

First name in invoicing address

bdLastName

ans..50

M

Last name in invoicing address

bdStreet

a..50

C

Street

bdStreetNr

ans..5

C

Street number

bdAddressAddition

a..50

C

Address c/o

bdZip

n5

C

Postcode

bdCity

ans..50

C

Town

bdCountryCode

a2

C

Country code for the invoicing address, 2 characters according to ISO 3166 Presently only DE is allowed.

Delivery address

Notice: If an delivery address is given, then this must be transferred completely.

PackingStation

an..30

O

Packing station

sdFirstName

ans..50

M

First name in delivery address

sdLastName

ans..50

M

Last name in delivery address

sdStreet

a..50

C

Street

sdStreetNr

ans..5

C

Street number

sdAddressAddition

a..50

C

Address c/o

sdZip

n5

C

Postcode

sdCity

ans..50

C

Town

sdCountryCode

a2

C

Country code for the delivery address, 2 characters according to ISO 3166 Presently only DE is allowed.

Contact data

Email

ans..50

M

Email address of the customer

MobileNr

ans..50

O

Customer’s mobile telephone number

Bank data

IBAN

ans..34

O

Customer's IBAN

BIC

an..11

O

Customer’s BIC

Further customer data

Phone

ans..15

O

Customer’s phone number

Title

enum

O

Title of the customer. Possible entries are:

<PROFDR> for Prof. Dr.

<DR> for Dr.

<PROF> for Prof.

<DRDR> for Dr. Dr.

MaidenName

ans..50

O

Maiden name

PlaceOfBirth

ans..50

O

Place of birth

Risk-relevant data

CustomerStatus

enum

O

Customer's status at the webshop. Possible entries are:

CustomerSince

dttm

O

Start of customer relation at the webshop in the format YYYY-MM-DD

CustomerLoggedIn

enum

O

Flag if order is made from a registered customer with login or from a guest:

<YES> Customer was logged in

<NO> Customer has ordered as a guest

NumberArticles

n..5

O

Number or articles within basket

NumberOrders

n..10

O

Number of previous orders within the webshop

NegativePaymentInfo

enum

O

Negative payment information about the customer. Possible entries are:

<KEINE_ZAHLUNGSSTOERUNGEN>

<KEINE_INFORMATION>

RiskArticles

enum

O

Merchant's assessment if there is a solvency crucial article within the basket. Possible entries are:

<YES> There is a solvency crucial article within the basket

<NO> There is no solvency crucial article within the basket

Article list

ArticleList

ans..1024

O

Basket information (incl. article numbers) for the articles ordered with hire purchase. These date can have some influence on the credit decision. The article list must be created in JSON format.

Code Block

language	json
theme	RDark
title	Example

{
  "shoppingCartInformation": [
      {
        "productName": "Washing Machine",
        "quantity": 1,
        "price": 599.95,
        "manufacturer": "Siemens",
        "productCategory": "Household Appliances",
        "articleNumber": [
          {
            "numberType": "GTIN",
            "number": 1111111
          }
        ]
      }
    ]
}

Afterwards the article list created in JSON format must be Base64 encoded.

Parameters for easyCredit ratenkauf payments

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Response_IntroURL
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	easycredit_response

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625483818452_1476654560
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MID
page	mid
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	XID
page	XID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Key	Format	CND	Description
Status	a..50	M	AUTHORIZE_REQUEST (URLSuccess) and FAILED (URLFailure)

Table Excerpt Include

static	true
name	Description
page	Description
type	page

Table Excerpt Include

static	true
name	Code
page	Code
type	page

Table Excerpt Include

static	true
name	MAC
page	MAC
type	page

Table Excerpt Include

static	true
name	UserData
page	UserData
type	page

Key

Format

CND

Description

CodeExt

ans..1024

O

Error code from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

ErrorText

ans..1024

O

Error text from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

Response parameters for URLSuccess and URLFailure with easyCredit ratenkauf

Validation logic

The delivery address must match the invoice address or it must be a packstation.
FirstName and LastName of delivery and customer should match.
The invoice address must match the delivery address.
FirstName and LastName of Invoice Address and customer should match.

Example Request

Multiexcerpt

MultiExcerptName	example_request
shouldDisplayInlineCommentsInIncludes	false

Code Block

language	xml

MerchantID=YourMerchantID
TransID=123456
RefNr=27022017_01
Amount=59995
Currency=EUR
EventToken=INT
URLFailure=https://your.shop.info/failure.aspx
URLSuccess=https://your.shop.info/success.aspx
URLNotify=https://your.shop.info/notify.aspx
Salutation=MR
FirstName=John
LastName=Doe
DateOfBirth=1999-02-02
bdFirstName=John
bdLastName=Doe
bdStreet=Schwarzenbergstraße
bdStreetNr=4
bdAddressAddition=Computop GmbH
bdZip=96050
bdCity=Bamberg
bdCountryCode=DE
PackingStation=NO
sdFirstName=John
sdLastName=Doe
sdStreet=Schwarzenbergstraße
sdStreetNr=4
sdAddressAddition=Computop GmbH
sdZip=96050
sdCity=Bamberg
sdCountryCode=DE
Email=max@mustermann.de
Employment=EMPLOYEE
MonthlyNetIncome=100000
Phone=015124011444
CustomerSince=1999-02-02
CustomerLoggedIn=YES
NumberOrders=1
ArticleList=ew0KCSJzaG9wcGluZ0NhcnRJbmZvcm1hdGlvbiI6IFsNCgkJew0KCQkJInByb2R1Y3ROYW1lIjogIldhc2hpbmcgTWFjaGluZSIsDQoJCQkicXVhbnRpdHkiOiAxLA0KCQkJInByaWNlIjogNTk5Ljk1LA0KCQkJIm1hbnVmYWN0dXJlciI6ICJTaWVtZW5zIiwNCgkJCSJwcm9kdWN0Q2F0ZWdvcnkiOiAiSG91c2Vob2xkIEFwcGxpYW5jZXMiLA0KCQkJImFydGljbGVOdW1iZXIiOiBbDQoJCQkgIHsNCgkJCQkibnVtYmVyVHlwZSI6ICJHVElOIiwNCgkJCQkibnVtYmVyIjogMTExMTExMQ0KCQkJICB9DQoJCQldDQoJCX0NCgldDQp9

Example Response

Multiexcerpt

MultiExcerptName	example_response
shouldDisplayInlineCommentsInIncludes	false

Code Block

language	xml

mid=YourMerchantID
PayID=e8be1739b7754b68b4a53bbf33670efc
TransID=123456
XID=b4b01e1654744bdd87fbb496cbbf79e1
refnr=27022017_01
Status=AUTHORIZE_REQUEST
Code=0
Description=REQUEST

Retrieve information about payment by installments

In order to retrieve the data for decision, general transaction as well as financing data in case of e successfully established payment by installments via a server to server connection with easyCredit ratenkauf, please use the following URL:

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	BaseURL
PageWithExcerpt	Wording

easyCreditDirect.aspx

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Request_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	retrieve_request

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625485060973_-1306591374
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MerchantID
page	MerchantID
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Key

Format

CND

Description

Amount

n..10

M

Amount in the smallest currency unit (e.g. EUR Cent)

Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit).

The minimum and maximal value for easyCredit is 200-5000€.

Table Excerpt Include

static	true
name	Currency
page	Currency
type	page

Table Excerpt Include

static	true
name	MAC
page	MAC
type	page

Key

Format

CND

Description

EventToken

enum

M

Defines the request to be made at easyCredit:

<GET> With this EventToken all the installment information will be retrieved.

Parameters for retrieving installment information from easyCredit ratenkauf

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Response_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	retrieve_response

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625485393030_-812850233
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MID
page	mid
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	XID
page	XID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Table Excerpt Include

static	true
name	Status_OK_FAILED
page	Status
type	page

Table Excerpt Include

static	true
name	Description
page	Description
type	page

Table Excerpt Include

static	true
name	Code
page	Code
type	page

Key

Format

CND

Description

Financing

ans..1024

O

Contains all the necessary data for a previous initialization. They are returned in JSON format and Base64 encoded.

Example JSON format (already Base64 decoded):

Code Block

language	json
theme	RDark

{
  "decision": {
    "transactionId": "EWZEN7",
    "deviceIdentToken": "dffedf20-21df-11ec-9621-0242ac130002",
    "orderValue": 2614.79,
    "interest": 234.56,
    "nominalInterest": 8.64,
    "effectiveInterest": 8.99,
    "merchantSpecificInterest": 8.99,
    "totalValue": 2849.35,
    "decisionOutcome": "POSITIVE",
    "numberOfInstallments": 9,
    "minNumberOfInstallments": 2,
    "maxNumberOfInstallments": 60,
    "installment": 302,
    "lastInstallment": 293.58,
    "firstInstallmentDate": "2023-03-20",
    "lastInstallmentDate": "2023-03-20",
    "amortizationPlanText": "string",
    "urlPreContractualInformation": "string",
    "installmentPlans": [
      {
        "totalValuePlan": 0,
        "interests": {
          "effectiveInterest": 8.99,
          "nominalInterest": 8.64,
          "interest": 234.56
        },
        "paymentPlan": {
          "numberOfInstallments": 9,
          "firstInstallmentDate": "2023-03-20",
          "lastInstallmentDate": "2023-03-20",
          "installment": 302,
          "lastInstallment": 293.58
        }
      }
    ],
    "mtan": {
      "required": true,
      "status": "PENDING",
      "remainingAttempts": 2,
      "successful": true,
      "mobilePhoneNumberInvalid": true,
      "skipMobilePhoneNumberValidation": true
    },
    "bankAccountCheck": {
      "required": false,
      "successful": false
    }
  },
  "transaction": {
    "financingTerm": 6,
    "orderDetails": {
      "orderValue": 2614.79,
      "orderId": "A1ZU560",
      "numberOfProductsInShoppingCart": 1,
      "invoiceAddress": {
        "address": "Beuthener Str. 25",
        "additionalAddressInformation": "3 OG",
        "zip": "90471",
        "city": "Nürnberg",
        "country": "DE",
        "firstName": "Ralf",
        "lastName": "Ratenkauf"
      },
      "shippingAddress": {
        "address": "Beuthener Str. 25",
        "additionalAddressInformation": "3 OG",
        "zip": "90471",
        "city": "Nürnberg",
        "country": "DE",
        "firstName": "Ralf",
        "lastName": "Ratenkauf",
        "packageStation": true
      },
      "shoppingCartInformation": [
        {
          "productName": "Washing Machine",
          "quantity": 1,
          "price": 599.95,
          "manufacturer": "Siemens",
          "productCategory": "Household Appliances",
          "articleNumber": [
            {
              "numberType": "GTIN",
              "number": 1111111
            }
          ]
        }
      ]
    },
    "shopsystem": {
      "shopSystemManufacturer": "Shopware 5.5.10",
      "shopSystemModuleVersion": "1.6.3"
    },
    "customer": {
      "gender": "MR",
      "firstName": "Ralf",
      "lastName": "Ratenkauf",
      "birthDate": "1949-10-17",
      "birthName": "string",
      "birthPlace": "string",
      "title": "PROFDR",
      "contact": {
        "email": "test@test.de",
        "mobilePhoneNumber": "017186397426",
        "phoneNumber": "01771234567",
        "phoneNumbersConfirmed": false
      },
      "bank": {
        "iban": "DE06760320009210030015",
        "bic": "MARKDEFFXXX"
      },
      "employment": {
        "employmentType": "EMPLOYEE",
        "monthlyNetIncome": 3000
      },
      "companyName": ""
    },
    "customerRelationship": {
      "customerStatus": "EXISTING_CUSTOMER",
      "customerSince": "2007-10-10",
      "orderDoneWithLogin": false,
      "numberOfOrders": 3,
      "negativePaymentInformation": "NO_INFORMATION",
      "riskyItemsInShoppingCart": false,
      "logisticsServiceProvider": "Hermes"
    },
    "consent": {
      "sepaMandate": true,
      "advertisement": true,
      "dataProcessing": true,
      "consentToActInOnwnName": true
    },
    "redirectLinks": {
      "urlSuccess": "https://www.google.com/search?q=easycreditSuccess",
      "urlCancellation": "https://www.google.com/search?q=easycreditCanceled",
      "urlDenial": "https://www.google.com/search?q=easycreditDenied",
      "urlAuthorizationCallback": "https://www.google.com/search?=ratenkaufCallback"
    }
  },
  "status": "OPEN"
}

CodeExt

ans..1024

O

Error code from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

ErrorText

ans..1024

O

Error text from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

Response parameters for retrieving installment information from easyCredit ratenkauf

Example Request

Multiexcerpt

MultiExcerptName	easycreditdirect_example_request
shouldDisplayInlineCommentsInIncludes	false

Code Block

language	xml

MerchantID=YourMerchantID
PayID=XXXXXXXXXXXXXXXXXXXXXXXXXXXXXXXX
TransID=123456
RefNr=27022017_01
Amount=59995
Currency=EUR
EventToken=GET

Example Response

Multiexcerpt

MultiExcerptName	easycreditdirect_example_response
shouldDisplayInlineCommentsInIncludes	false

Code Block

language	xml

mid=YourMerchantID
PayID=b1ecea6e3e8b426fbb614a14f901ac4a
TransID=123456
XID=2e2b31055fbf445d91c6564947d63ffb
refnr=27022017_01
financing=    

Status=AUTHORIZE_REQUEST
Code=0
Description=REQUEST

Confirm hire purchase

To finally set a hire purchase with easyCredit ratenkauf via a Server-to-Server connection to "CONFIRMED", please use the following URL:

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	BaseURL
PageWithExcerpt	Wording

easyCreditDirect.aspx

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Request_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	confirm_request

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625486726146_-1115822968
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MerchantID
page	MerchantID
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Key

Format

CND

Description

Amount

n..10

M

Amount in the smallest currency unit (e.g. EUR Cent)

Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit).

The minimum and maximal value for easyCredit is 200-5000€.

Table Excerpt Include

static	true
name	Currency
page	Currency
type	page

Table Excerpt Include

static	true
name	MAC
page	MAC
type	page

Key

Format

CND

Description

EventToken

enum

M

Defines the request to be made at easyCredit:

<CON> Changes a transaction at easyCredit from PERMITTED to status CONFIRMED. The permission may not be older than 30 minutes and the previously requested easyCredit decision must be GREEN.

Date

dttm

O

Date of delivery of the sold services/goods in the format YYYY-MM-DD. Hence the delivery is automatically initiated together with the confirmation.

Notice: For automatic delivery execution the merchant must be configured accordingly at

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Partner-Name
PageWithExcerpt	Wording

. Please contact

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

in this case.

Parameters for confirming a hire purchase with easyCredit ratenkauf

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Response_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	confirm_response

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625487963088_-1515782994
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MID
page	mid
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	XID
page	XID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Table Excerpt Include

static	true
name	Status_OK_FAILED
page	Status
type	page

Table Excerpt Include

static	true
name	Description
page	Description
type	page

Table Excerpt Include

static	true
name	Code
page	Code
type	page

Key

Format

CND

Description

CodeExt

ans..1024

O

Error code from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

ErrorText

ans..1024

O

Error text from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

Response parameters for confirming a hire purchase with easyCredit

Capture (notify a delivery)

To manually notify the delivery to easyCredit ratenkauf via a Server-to-Server connection, please use the following URL:

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	BaseURL
PageWithExcerpt	Wording

capture.aspx

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Request_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	capture_request

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625488413214_-214823830
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MerchantID
page	MerchantID
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Key

Format

CND

Description

Amount

n..10

M

Amount in the smallest currency unit (e.g. EUR Cent)

Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit).

The minimum and maximal value for easyCredit is 200-5000€.

Table Excerpt Include

static	true
name	Currency
page	Currency
type	page

Table Excerpt Include

static	true
name	MAC
page	MAC
type	page

Key

Format

CND

Description

Date

dttm

O

Date of delivery of the sold services/goods in the format YYYY-MM-DD. The delivery is initiated separately from the confirmation.

Notice: For manual delivery execution the merchant must be configured accordingly at

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Partner-Name
PageWithExcerpt	Wording

. This can be overridden also with the parameter Capture. Please contact

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

in this case.

Table Excerpt Include

static	true
name	Capture
page	Capture
type	page

Table Excerpt Include

static	true
name	ReqId-ans..32
page	ReqId
type	page

Parameters for capturing a hire purchase with easyCredit ratenkauf

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Response_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	capture_response

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625488739884_1451990289
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MID
page	mid
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	XID
page	XID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Key	Format	CND	Description
Status	a..50	M	Request

Table Excerpt Include

static	true
name	Description
page	Description
type	page

Table Excerpt Include

static	true
name	Code
page	Code
type	page

Key

Format

CND

Description

CodeExt

ans..1024

O

Error code from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

ErrorText

ans..1024

O

Error text from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

Response parameters for capturing a hire purchase with easyCredit ratenkauf

Credit (notify a reversed transaction)

To notify a reversed transaction to easyCredit ratenkauf via a Server-to-Server connection, please use the following URL:

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	BaseURL
PageWithExcerpt	Wording

credit.aspx

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Request_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	credit_request

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625488929200_1174953101
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MerchantID
page	MerchantID
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Key

Format

CND

Description

Amount

n..10

M

Amount in the smallest currency unit (e.g. EUR Cent)

Please contact the helpdesk, if you want to capture amounts < 100 (smallest currency unit).

The minimum and maximal value for easyCredit is 200-5000€.

Table Excerpt Include

static	true
name	Currency
page	Currency
type	page

Table Excerpt Include

static	true
name	MAC
page	MAC
type	page

Key

Format

CND

Description

Date

dttm

M

Date the merchant received the reversed transaction in the format YYYY-MM-DD

Reason

enum

M

Reason for the reversed transaction. Possible entries are:

<WIDERRUF_VOLLSTAENDIG>

<WIDERRUF_TEILWEISE>

<RUECKGABE_GARANTIE_GEWAEHRLEISTUNG>

<MINDERUNG_GARANTIE_GEWAEHRLEISTUNG>

Table Excerpt Include

static	true
name	ReqId-ans..32
page	ReqId
type	page

Parameters for reverse of a hire purchase with easyCredit ratenkauf

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Response_Intro
PageWithExcerpt	Reuse API

Multiexcerpt

MultiExcerptName	credit_response

Table Transformer

dateFormat	dd M yy
export-word	false
show-source	false
export-csv	false
id	1625490223730_1693155984
transpose	false
worklog	365\|5\|8\|y w d h m\|y w d h m
separator	.
export-pdf	false
sql	SELECT * FROM T*

Table Excerpt Include

static	true
name	MID
page	mid
type	page

Table Excerpt Include

static	true
name	PayID
page	PayID
type	page

Table Excerpt Include

static	true
name	XID
page	XID
type	page

Table Excerpt Include

static	true
name	TransID
page	TransID
type	page

Table Excerpt Include

static	true
name	RefNr
page	refnr
type	page

Key	Format	CND	Description
Status	a..50	M	Request

Table Excerpt Include

static	true
name	Description
page	Description
type	page

Table Excerpt Include

static	true
name	Code
page	Code
type	page

Key

Format

CND

Description

CodeExt

ans..1024

O

Error code from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

ErrorText

ans..1024

O

Error text from easyCredit ratenkauf, if agreed with

Multiexcerpt include

SpaceWithExcerpt	EN
MultiExcerptName	Helpdesk-Name
PageWithExcerpt	Wording

Response parameters for reverse of a hire purchase with easyCredit ratenkauf

Space shortcuts

Page tree

Versions Compared

Old Version 517

New Version 518

Key

About easyCredit Ratenkauf

General information about easyCredit Ratenkauf

Process flow chart

Multiexcerpt include
SpaceWithExcerpt EN
MultiExcerptName Platform-Kurz
PageWithExcerpt Wording
interface

easyCredit ratenkauf purchase on invoice and hire purchase

Validation logic

Example Request

Example Response

Retrieve information about payment by installments

Example Request

Example Response

Confirm hire purchase

Capture (notify a delivery)

Credit (notify a reversed transaction)

Paygate

Computop

Help

Intranet Tools

Space shortcuts

Page tree

Page History

Versions Compared

Old Version 517

New Version 518

Key

About easyCredit Ratenkauf

General information about easyCredit Ratenkauf

Process flow chart

Multiexcerpt includeSpaceWithExcerptENMultiExcerptNamePlatform-KurzPageWithExcerptWording interface

easyCredit ratenkauf purchase on invoice and hire purchase

Validation logic

Example Request

Example Response

Retrieve information about payment by installments

Example Request

Example Response

Confirm hire purchase

Capture (notify a delivery)

Credit (notify a reversed transaction)

Multiexcerpt include
SpaceWithExcerpt EN
MultiExcerptName Platform-Kurz
PageWithExcerpt Wording
interface