About Multibanco

General information about Multibanco

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Multibanco is a payment method from Portugal in which the customer can choose between online transfer and cash payment. In the first variant the customer can give details for Multibanco and the merchant receives confirmation of the payment. Alternatively the customer can pay by cash at a bank or a cash machine. The merchant receives a payment guarantee from the system.

Type

Payments by Online Bank Transfer

Process flow chart

Multibanco process flow

interface

Payment with Multibanco via form interface

Multibanco offers two ways of merchant integration with . Based on the desired way chosen by the merchant for the second solution the merchant should notify to undertake appropriate setup. First and default option is by redirection where the client after choosing the payment method Multibanco is getting re-directed to a predefined landing page showing the relevant information such as Amount, CompanyID and Reference that should be then input on its own Online banking portal or when present at the ATM. Second option is that after choosing the payment method the merchant have a direct request-response call with and he is responsible of showing the information that he gets in the response in its own landing page created to look like his shop layout. In the response for second option will send to the merchant the two additional parameters CompanyID and Reference.

To make a payment with Multibanco, please use the following URL:

multibanco.aspx

Key	Format	CND	Description	Beschreibung
OrderDesc	ans..768	M	Description of goods and prices. Intended purpose on the statement of account.	Beschreibung der Waren und Preise. Verwendungszweck auf dem Kontoauszug.

Key	Format	CND	Description	Beschreibung
Language	a2	O	2-letter language code (e.g. de) that should be preferred when presenting payment pages to the consumer	2-stelliger Sprachcode (z. B. de), der bei der Darstellung von Zahlungsseiten für den Kunden bevorzugt werden sollte
AccOwner	ans3..50	M	Name of account holder	Name des Kontoinhabers

Parameters for payments with Multibanco

Key	Format		CND	Description	Beschreibung
CompanyID	an..20		C	For direct transaction: Entity reference of the transaction for Multibanco	Bei direkter Transaktion: Entitäts-Referenz der Transaktion für Multibanco
Reference	an..30		C	For direct transaction: Payment reference of the transaction for Multibanco	Bei direkter Transaktion: Zahlungsreferenz der Transaktion für Multibanco

Return parameters for URLSuccess, URLFailure and URLNotify with Multibanco