The following card numbers can be used for testing Google Pay transactions in the test environment.

These cards are intended only for test purposes and simulate different authentication and authorization scenarios when used via Google Pay.

Card numberBrandExpected result
4000 0128 9268 8323Visa3-D Secure challenge – successful
5232 1251 2540 1459Mastercard3-D Secure challenge – successful
4000 0199 6619 9434VisaFrictionless flow – successful
5232 1227 4150 7017MastercardAuthorization – failed
3714 4963 5398 431American Express3-D Secure challenge – successful


Notes:

  • When the merchant test account is activated for Google Pay, these test cards are typically available in the Google Pay payment sheet for testing purposes.
  • Visibility and availability depend on the Google Pay test environment and merchant configuration.
  • These cards must be used via Google Pay; behavior may differ if used as regular card payments.
  • The actual authentication flow (challenge or frictionless) depends on the test scenario simulated by the card number.
  • No real transactions are processed.