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Comment: Published by Scroll Versions from space ENWORK and version Documentation
Table of Contents


About giropay

General information about giropay

giropay is a standard founded by the German banks Sparkasse, Postbank, Volks- und Raiffeisen Banken. The giropay online transfer has a number of advantages for merchants. Firstly giropay provides the vendor with a guarantee for payments of up to 10,000 euros; secondly the transfer is a prepayment which minimises the payment term. Finally the customer is using the familiar and trusted online banking of its own credit institution, just the same as with online banking.

In the first step the customer chooses the giropay payment method at the checkout of the online shop and selects its credit institution. The customer is then connected directly to its Sparkasse/bank and logs on as normal using a PIN. A pre-completed transfer form then appears. The customer need only enter their TAN to confirm the payment.

With online banking, the data disclosed in the online transfer is encrypted with SSL (Secure Sockets Layer) to prevent manipulation.


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Logo

Info
Excerpt

giropay is an online bank transfer with PIN and TAN that provides you with access to nearly 40 million online banking users in Germany in Austria. Additionally to the full 100% payment guarantee the use of giropay is relatively low priced.

TypePayments by Online Bank Transfer

 

Further information can be found on the webpage of giropay (http://www.giropay.de).


Process flow chart

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giropay process flow


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interface

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Calling the giropay interface

To initiate a payment with giropay, please use the following URL:

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giropay.aspx

 

Notice: Please observe that a connection via iFrame is not possible due to existing regulations and will be technically prevented.

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sqlSELECT * FROM T*

Table Excerpt Include
statictrue
nameMerchantID
pageMerchantID
typepage

Table Excerpt Include
statictrue
nameTransID
pageTransID
typepage

Key

Format

CND

Description

Beschreibung

RefNr

ans..30

OC

Unique reference number.

In case of PPRO: Only characters a-zA-Z0-9,-_ are allowed, format ans..40.

Eindeutige Referenznummer.

Bei PPRO: Nur die Zeichen a-zA-Z0-9,-_ sind erlaubt, Format ans..40.

Table Excerpt Include
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nameAmount
pageAmount
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Table Excerpt Include
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nameCurrency
pageCurrency
typepage

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statictrue
nameMAC
pageMAC
typepage

Key

Format

CND

Description

Beschreibung

OrderDesc

ans..768

M

Description of purchased goods, unit prices etc.

Please note: The first 27 characters appear on the customer-account statement. You can view the full data in

Multiexcerpt include
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MultiExcerptNameBackoffice-Name
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.

Beschreibung der gekauften Waren, Einzelpreise etc.

Bitte beachten Sie: Die ersten 27 Zeichen erscheinen auf dem Kontoauszug des Kunden. In 

Multiexcerpt include
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können Sie die kompletten Daten einsehen.

Table Excerpt Include
statictrue
nameUserData
pageUserData
typepage

Table Excerpt Include
statictrue
nameURLSuccess
pageURLSuccess
typepage

Table Excerpt Include
statictrue
nameURLFailure
pageURLFailure
typepage

Table Excerpt Include
statictrue
nameResponse
pageResponse
typepage

Table Excerpt Include
statictrue
nameURLNotify
pageURLNotify
typepage

Table Excerpt Include
statictrue
nameReqId-ans..32
pageReqId
typepage

Key

Format

CND

Description

Beschreibung

SellingPoint

ans..50

C

Only with PPRO: Selling point

Nur bei PPRO: Verkaufsstelle

Service

ans..50

C

Only with PPRO: products or service sold

Nur bei PPRO: verkaufte Produkte oder Dienstleistungen

Channel

ans..64

OC

Only with PPRO: configuration channel of the PPRO contract (account and ContractID are stored in the system). If it exists, it may overwrite channels stored in the system.

Nur bei PPRO: Konfigurationskanal des PPRO-Vertrags (Account und ContractID sind im System hinterlegt). Wenn vorhanden, überschreibt er eventuell im System hinterlegten Channel.
Languagea2OOnly with PPRO: 2-letter language code (e.g.. de) that should be preferred when presenting payment pages to the consumerNur bei PPRO: 2-stelliger Sprachcode (z.B. de), der für die Zahlungsseiten für den Kunden bevorzugt werden soll

AccOwner

aa3..50

C

Only with PPRO: Name of the card holder in the format
<first name><space><last name><space>

Nur bei PPRO: Name des Kontoinhabers im Format <Vorname><Leerzeichen><Nachname><Leerzeichen>

Scheme

enum

O

Defines the scheme: „gir“ or „eps“

Gibt das Schema vor: „gir“ oder „eps“

BIC

ans..11

O

Bank Identifier Code

Bank Identifier Code

Table Excerpt Include
statictrue
namePlain
pagePlain
typepage

Table Excerpt Include
statictrue
nameCustom
pageCustom
typepage

Key

Format

CND

Description

Beschreibung

expirationTime

ans..19

O

Timestamp for the end time of the transaction processing, specified in UTC.

Format: YYYY-MM-ddTHH:mm:ss

Zeitstempel für den Endzeitpunkt der Transaktionsverarbeitung, Angabe in UTC.

Format: YYYY-MM-ddTHH:mm:ss

IBAN

ans..34

C

Only for EVO: International Bank Account Number (mandatory for credit function and account check via EVO)

Nur bei EVO: International Bank Account Number (bei Gutschriftenfunktion und bei Account Prüfung über EVO Pflicht)

Parameters for online transfers with giropay


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Table Excerpt Include
statictrue
nameMID
pagemid
typepage

Table Excerpt Include
statictrue
namePayID
pagePayID
typepage

Table Excerpt Include
statictrue
nameXID
pageXID
typepage

Table Excerpt Include
statictrue
nameTransID
pageTransID
typepage

Table Excerpt Include
statictrue
nameStatus_OK_FAILED
pageStatus
typepage

Table Excerpt Include
statictrue
nameDescription
pageDescription
typepage

Table Excerpt Include
statictrue
nameCode
pageCode
typepage

Key

Format

CND

Description

Beschreibung

RefNr

ans..30

OC

Unique reference number.

In case of PPRO: Only characters a-zA-Z0-9,-_ are allowed, format ans..40.

Eindeutige Referenznummer.

Bei PPRO: Nur die Zeichen a-zA-Z0-9,-_ sind erlaubt, Format ans..40.

Table Excerpt Include
statictrue
nameUserData
pageUserData
typepage

Table Excerpt Include
statictrue
nameMAC
pageMAC
typepage

Key

Format

CND

Description

Beschreibung

PaymentPurpose

ans..26

C

Only with PPRO: Purpose of payment

Nur bei PPRO: Zahlungszweck

PaymentGuarantee

a..12

C

Only with PPRO: NONE= no payment guarantee,

VALIDATED= customer account valid, but no payment guarantee, FULL= payment guarantee

Notice: This parameter is only returned if the Status=OK.

Nur bei PPRO: NONE= keine Zahlungsgarantie,

VALIDATED= Kundenkonto valide, aber keine Zahlungsgarantie, FULL= Zahlungsgarantie

Hinweis: Dieser Parameter wird nur zurückgegeben, falls der Status=OK ist.

ErrorText

ans..128

C

Only with PPRO: Detailed PPRO error message.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with 

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MultiExcerptNameHelpdesk-Name
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Nur bei PPRO: detaillierte PPRO Fehlermeldung.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem

Multiexcerpt include
SpaceWithExcerptDE
MultiExcerptNameHelpdesk-Name
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möglich.

TransactionID

an..20

O

Unique transaction number from PPRO

Eindeutige Transaktionsnummer bei PPRO

Table Excerpt Include
statictrue
namePlain
pagePlain
typepage

Table Excerpt Include
statictrue
nameCustom
pageCustom
typepage

Result parameters for URLNotify, URLSuccess and URLFailure in case of giropay


Credit with reference

Notice: Please observe that credits are possible only via PPRO.

Credits (refunds) are possible via a Server-to-Server connection. The

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permits only credits for giropay that reference a previously made transaction via
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. The amount of the credit is limited to the amount of the previous capture.

To carry out a credit with a reference transaction, please use the following URL:

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credit.aspx

 

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Table Excerpt Include
statictrue
nameMerchantID
pageMerchantID
typepage

Table Excerpt Include
statictrue
namePayID_Credit
pagePayID
typepage

Table Excerpt Include
statictrue
nameTransID
pageTransID
typepage

Table Excerpt Include
statictrue
nameMAC
pageMAC
typepage

Table Excerpt Include
statictrue
nameAmount
pageAmount
typepage

Table Excerpt Include
statictrue
nameCurrency
pageCurrency
typepage

Key

Format

CND

Description

Beschreibung

OrderDesc

ans..768

OC

Description of refunded goods, unit prices, merchant’s comment etc.

Beschreibung der gutgeschriebenen Artikel, Einzelpreise, Händlerkommentar etc.

Table Excerpt Include
statictrue
nameReqId-ans..32
pageReqId
typepage

Parameters for credits of giropay payments

 

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Table Excerpt Include
statictrue
nameMID
pagemid
typepage

Table Excerpt Include
statictrue
namePayID
pagePayID
typepage

Table Excerpt Include
statictrue
nameXID
pageXID
typepage

Table Excerpt Include
statictrue
nameTransID
pageTransID
typepage

Key

Format

CND

Description

Beschreibung

Status

a..30

M

OK or FAILED and only in the case of PPRO AUTHORIZE_REQUEST

OK oder FAILED und nur bei PPRO AUTHORIZE_REQUEST

Table Excerpt Include
statictrue
nameDescription
pageDescription
typepage

Table Excerpt Include
statictrue
nameCode
pageCode
typepage

Key

Format

CND

Description

Beschreibung

RefNr

ans..30

OC

Merchant’s unique reference number.

In case of PPRO: Only characters a-zA-Z0-9,-_ are allowed, format ans..40.

Referenznummer des Händlers.

Bei PPRO: Nur die Zeichen a-zA-Z0-9,-_ sind erlaubt, Format ans..40.

ErrorTextans..128OC

Only with PPRO: Detailed PPRO error message.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with

Multiexcerpt include
SpaceWithExcerptEN
MultiExcerptNameHelpdesk-Name
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Nur bei PPRO: detaillierte PPRO-Fehlermeldung.

Hinweis: Wird nur bei Status=FAILED zurückgegeben. Nutzung nur in Abstimmung mit dem 

Multiexcerpt include
SpaceWithExcerptDE
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möglich.

Result parameters for credits of giropay payments


Batch processing via the interface

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This section describes the parameters which must be transferred within the data set (Record) for executing a giropay payment and which information can be found within the response file about the payment status.

Notice: Please note that Batch processing for giropay is possible only via PPRO connection.

Following table gives an overview of all batch versions that are possible for a specific action an their specialities:

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Action

Version

Description

Beschreibung

Credit

1.0 / 2.0

Standard version without return of parameter Code

Standardversion ohne Rückgabe von Parameter Code


1.x / 2.x

with RefNr (valid for all versions other than 1.0)

mit RefNr (gilt für alle Versionen außer 1.0)

Description of the possible batch versions


The structure for a giropay payment within a Batch file to be submitted is the following:

Multiexcerpt
MultiExcerptNamebatch_structure
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Code Block
languagexml
HEAD,<MerchantID>,<Date>,<Version>
GIROPAY,Credit,<Amount>,<Currency>,<TransID>,(<RefNr>,)<PayID>
FOOT,<CountRecords>,<SumAmount>

Example for Master MID function:

Multiexcerpt
MultiExcerptNamebatch_MasterMid
shouldDisplayInlineCommentsInIncludesfalse
Code Block
languagexml
HEAD,[Master]MerchantID,Date,2.x
Type,Action,[Slave]MID,Amount,Currency,TransID,Data (depends on Action)
FOOT,CountRecords,SumAmount


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sqlSELECT * FROM T*

Key

Format

CND

Description

Beschreibung

Type

a..11

M

HEAD for Header, FOOT for Footer, GIROPAY for giropay

HEAD für Header, FOOT für Footer, GIROPAY für giropay

Action

a..20

M

The parameter Action defines the type of transaction:

Credit

Der Action-Parameter definiert die Art der Transaktion:

Credit (Gutschrift)

Table Excerpt Include
nameAmount
pageAmount
typepage

Table Excerpt Include
statictrue
nameCurrency
pageCurrency
typepage

Table Excerpt Include
statictrue
nameTransID
pageTransID
typepage

Key

Format

CND

Description

Beschreibung

RefNr

ans..30

O

Unique reference number.

In case of PPRO: Only characters a-zA-Z0-9,-_ are allowed, format ans..40.

Eindeutige Referenznummer.

Bei PPRO: Nur die Zeichen a-zA-Z0-9,-_ sind erlaubt, Format ans..40.

Table Excerpt Include
statictrue
namePayID_Batch
pagePayID
typepage

Description of fields within the record for Batch files

 

The record area within the response file for Batch transactions looks the following way:

Multiexcerpt
MultiExcerptNamebatch_Response
shouldDisplayInlineCommentsInIncludesfalse
Code Block
languagexml
HEAD,<MerchantID>,<Date>,<Version>
GIROPAY,Credit,<Amount>,<Currency>,<TransID>,(<RefNr>,)<PayID>,<Status>,<Code>
FOOT,<CountRecords>,<SumAmount>

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Key

Format

CND

Description

Beschreibung

Action

a..20

M

The parameter Action defines the type of transaction: Credit

Der Action-Parameter definiert die Art der Transaktion: Credit (Gutschrift)

Table Excerpt Include
statictrue
namePayID_Batch
pagePayID
typepage

Table Excerpt Include
statictrue
nameStatus_OK_FAILED
pageStatus
typepage

Table Excerpt Include
statictrue
nameCode
pageCode
typepage

Description of result parameters within the record for Batch files