Introduction

Acquirers and connection

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Additional features (e.g. AVS (Address Verification Service), refund, 3-D Secure, ...) may depend on the specific integration and acquirer.

Integration with 

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In general we offer two different ways of integration:

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• integration via payment page (payment form)
  • with common parameters to integrate

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    payment form
  • with parameters to customize the payment form
  • with specific parameters for the desired acquirer / processor
• integration via Server-2-Server (direct) integration
  • with common parameters to integrate

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    payment form
  • with specific parameters for the desired acquirer / processor

Implementation of 3-D Secure (2.x)

Common notes to 3-D Secure

3-D Secure is a process that authenticates the card holder to ensure that the consumer using the credit card data really is the card holder.

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• enable strong customer authentication (SCA) by authenticate the card holder with 2 independent factors of these 3 factors:
  • something the card holder knows, e.g. a password
  • something the card holder owns, e.g. a device (like phone to receive a token via SMS or using other OTP, token generator, ...)
  • something the card holder is, e.g. biometrics (like finger print, face-id, ...)
• enable seemless authentication where the consumer is not authenticated and not asked to authenticate himself.

3-D Secure with

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Prepare yourself / your integration to be 3-D Secure 2.x ready - here a short overview with some technical details.

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