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Table of Contents


About Finland Online Bank Transfer

General information about Finland Online Bank Transfer


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Finland OBT is a real time online transfer system from Finland. With this method customers select their own trusted online bank and log in. After payment authorisation the merchant receives a confirmation of the payment via Finland OBT.

TypePayments by Online Bank Transfer

 

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Finland Online Bank Transfer, process flow


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Paygate

interface

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Payment with Finland Online Bank Transfer via

Paygate

form interface

To make a payment with Finland Online Bank Transfer, go to please use the following URL:

https://www.computop-paygate.com/finlandOBT.aspx

Notice: For security reasons, Paygate rejects all payment requests with formatting errors. Therefore please use the correct data type for each parameter.

The following table describes the encrypted payment request parameters:

Parameter

Format

CND

Description

MerchantID

ans..30

M

MerchantID, assigned by Computop. Additionally this parameter has to be passed in plain language too.

TransID

ans..64

M

Merchant transaction number, which must be unique

RefNr

ans..40

O

Unique reference number. Only characters a-zA-Z0-9,-_ are allowed.

Amount

n..10

M

Amount in the smallest currency unit (e.g. EUR Cent)

Please contact the helpdesk, if you want to capture amounts <100 (smallest currency unit).

Currency

a3

M

Currency, three digits DIN / ISO 4217 Only EUR is permissible.

MAC

an64

M

Hash Message Authentication Code (HMAC) with SHA-256 algorithm

URLSuccess

ans..256

M

Complete URL which calls up Paygate if payment has been successful. The URL may be requested only via port 443. This URL may not contain parameters: In order to exchange values between Paygate and shop, please use the parameter UserData.

URLFailure

ans..256

M

Complete URL which calls up Paygate if payment has been unsuccessful. The URL may be requested only via port 443. This URL may not contain parameters: In order to exchange values between Paygate and shop, please use the parameter UserData.

Response

a7

O

Status response sent by Paygate to URLSuccess and URLFailure, should be encrypted. For this purpose, transmit Response=encrypt parameter.

URLNotify

ans..256

M

Complete URL which Paygate calls up in order to notify the shop about the payment result. The URL may be requested only via port 443. It may not contain parameters: Use the UserData parameter instead.

UserData

ans..1024

O

If specified at request, Paygate forwards the parameter with the payment result to the shop

ReqID

ans..32

O

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finlandOBT.aspx

 

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Key

Format

CND

Description

Beschreibung

To avoid double payments, enter an alphanumeric value which identifies your transaction and may be assigned only once. If the transaction is submitted again with the same ReqID, Paygate will not carry out the payment, but will just return the status of the original transaction. Please note that the Paygate must have a finalized transaction status for the first initial action. Submissions with identical ReqID for an open status will be processed regularly.

OrderDesc

ans..768

M

Description of goods and prices. Intended purpose on the statement of account.

Beschreibung der Waren und Preise. Verwendungszweck auf dem Kontoauszug.

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nameSellingPoint
pageSellingPoint

ans..50

O

Selling point

Service

ans..50

O

products or service sold

Channel

ans..64

O

typepage

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nameService
pageService
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nameChannel
pageChannel
typepage

Key

Format

CND

Description

Beschreibung

configuration channel of the PPRO contract (account and ContractID are stored in the system). If it exists, it may overwrite channels stored in the system

Languagea2O

2-letter language code (e.g.. de) that should be preferred when presenting payment pages to the consumer

2-stelliger Sprachcode (z. B. de), der bei der Darstellung von Zahlungsseiten für den Kunden bevorzugt werden sollte

AccOwner
ans

ans3..50

M

Name of account holder

Name des Kontoinhabers
Plain
Emailans..
50

O

A value to be set by the merchant to return some information unencrypted, e.g. the MID

Custom

ans..1024

O

The merchant can submit several values separated by | which are returned unencrypted and separated by &.

254MConsumer's email addressE-Mail-Adresse des Kunden

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Custom=session=123|id=456 will change in the answer to Session=123&id=456

Parameters for payments with Finland Online Bank Transfer

The following table describes the result parameters that the Paygate transmits to your URLSuccess, URLFailure or URLNotify. If you have specified the Response=encrypt parameter, the following parameters are forwarded Blowfish encrypted to your system:

Parameter

Format

CND

Description

MID

ans..30

M

MerchantID, assigned by Computop

PayID

an32

M

ID assigned by Paygate for the payment, e.g. for referencing in batch files.

XID

an32

M

ID for all single transactions for one payment assigned by Paygate

TransID

ans..64

M

Merchant’s transaction number

RefNr

ans..40

O

Merchant’s unique reference number. Only characters a-zA-Z0-9,-_ are allowed.

Status

a..30

M

OK in the case of URLSuccess and AUTHORIZE_REQUEST or FAILED in the case of URLFailure

Description

ans..1024

M

Further details in the event that payment is rejected. Please do not use the Description but the Code parameter for the status analysis!

Code

n8

M

Error code according to Paygate Response Codes (A4 Error codes)

MAC

an64

M

Hash Message Authentication Code (HMAC) with SHA-256 algorithm

UserData

ans..1024

O

If specified at request, Paygate forwards the parameter with the payment result to the shop

PaymentGuarantee

a..12

C

NONE = no payment guarantee,

VALIDATED= customer account valid, but no payment guarantee,

FULL= payment guarantee

Notice: This parameter is only returned if the Status=OK.

ErrorText

ans..256

C

Detailed PPRO error message.

Notice: Is returned only if Status=FAILED. Use is possible only in agreement with Computop support.

TransactionID

an..20

O

Unique transaction number from PPRO

Plain

ans..50

O

A value to be set by the merchant to return some information unencrypted, e.g. the MID

Custom

ans..1024

O

The merchant can submit several values separated by | which are returned unencrypted and separated by &.

Custom=session=123|id=456 will change in the answer to Session=123&id=456


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Return parameters for URLSuccess, URLFailure and URLNotify with Finland Online Bank Transfer