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...
...
...
...
...
...
...
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M
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Computop Paygate PayID in canonical format as specified in IETF RFC 4122.
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acsChallengeMandated
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boolean
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M
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Indication of whether a challenge is required for the transaction to be authorised.
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acsDecConInd
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boolean
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C
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Indicates whether the ACS confirms utilisation of Decoupled Authentication and agrees to utilise Decoupled Authentication to authenticate the cardholder. Required if Transaction Status = D.
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acsOperatorID
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string
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C
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DS assigned ACS identifier. Each DS can provide a unique ID to each ACS on an individual basis. Requirements for the presence of this field are DS specific.
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acsReferenceNumber
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string
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M
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Unique identifier assigned by the EMVCo Secretariat upon Testing and Approval.
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object
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C
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App-based only. Identifies the ACS UI Template that the ACS will first present to the consumer. Required if Transaction Status = C.
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acsSignedContent
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string
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C
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App-based only. Contains the JWS object (represented as a string) created by the ACS for the ARes message. Required if the Transaction Status = C.
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acsTransID
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string
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M
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Universally Unique transaction identifier assigned by the ACS to identify a single transaction.
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acsURL
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string
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C
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Fully qualified URL of the ACS to be used to post the Challenge Request. For App-based, this data element is contained within the ACS Signed Content JWS Object. Required if Transaction Status = C.
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authenticationType
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string
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C
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Indicates the type of authentication method the Issuer will use to challenge the cardholder. Required if the Transaction Status = C or D.
Values accepted:
01 = static02 = dynamic03 = oob
Future implementation. Protocol Version 2.2.0 onwards -
04 = decoupled
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authenticationValue
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string
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C
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Payment System-specific value provided by the ACS or the DS to provide proof of authentication. Required if Transaction Status = Y or A. Conditional based on DS rules if Transaction Status = I.
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broadInfo
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string
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C
...
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cardholderInfo
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string
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C
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Text provided by the ACS/Issuer to Cardholder during a Frictionless or Decoupled transaction. The Issuer can provide information to Cardholder. For example, “Additional authentication is needed for this transaction, please contact (Issuer Name) at xxx-xxx-xxxx.” Required if ACS Decoupled Confirmation Indicator = true Otherwise, Optional for the ACS.
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dsReferenceNumber
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string
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M
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EMVCo-assigned unique identifier to track approved DS.
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dsTransID
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string
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M
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Universally unique transaction identifier assigned by the DS to identify a single transaction.
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eci
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string
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M
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Payment System-specific value provided by the ACS or DS to indicate the results of the attempt to authenticate the Cardholder. The requirements for the presence of this field are DS specific.
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messageExtension
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string
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C
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Data necessary to support requirements not otherwise defined in the 3-D Secure message are carried in a Message Extension. Conditions to be set by each DS.
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messageType
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string
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M
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Identifies the type of message that is passed.
Values accepted:
AReqAResCReqCResPReqPResRReqRRes
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messageVersion
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string
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M
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Protocol version identifier.
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sdkTransID
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string
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C
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App-based only. Universally unique transaction identifier assigned by the 3DS SDK to identify a single transaction.
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transStatus
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string
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M
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Indicates whether a transaction qualifies as an authenticated transaction.
Values accepted:
Y= Authentication Verification Successful.N= Not Authenticated /Account Not Verified; Transaction denied.U= Authentication/ Account Verification Could Not Be Performed; Technical or other problem, as indicated in ARes or RReq.A= Attempts Processing Performed; Not Authenticated/Verified, but a proof of attempted authentication/verification is provided.C= Challenge Required; Additional authentication is required using the CReq/CRes.D= Challenge Required; Decoupled Authentication confirmed.R= Authentication/ Account Verification Rejected; Issuer is rejecting authentication/verification and request that authorisation not be attempted.I= Informational Only; 3DS Requestor challenge preference acknowledged.
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transStatusReason
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string
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C
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Provides information on why the Transaction Status field has the specified value. Required if the Transaction Status field = N, U, or R.
Values accepted:
01= Card authentication failed02= Unknown Device03= Unsupported Device04= Exceeds authentication frequency limit05= Expired card06= Invalid card number07= Invalid transaction08= No Card record09= Security failure10= Stolen card11= Suspected fraud12= Transaction not permitted to cardholder13= Cardholder not enrolled in service14= Transaction timed out at the ACS15= Low confidence16= Medium confidence17= High confidence18= Very High confidence19= Exceeds ACS maximum challenges20= Non-Payment transaction not supported21= 3RI transaction not supported22= ACS technical issue23= Decoupled Authentication required by ACS but not requested by 3DS Requestor24= 3DS Requestor Decoupled Max Expiry Time exceeded25= Decoupled Authentication was provided insufficient time to authenticate cardholder. ACS will not make attempt26= Authentication attempted but not performed by the cardholder
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whiteListStatus
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string
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C
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Future use. Only supported with protocol version 2.2.0 onwards. Enables the communication of trusted beneficiary/whitelist status.
Values accepted:
Y= 3DS Requestor is whitelisted by cardholderN= 3DS Requestor is not whitelisted by cardholderE= Not eligible as determined by issuerP= Pending confirmation by cardholderR= Cardholder rejectedU= Whitelist status unknown, unavailable, or does not apply
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whiteListStatusSource
...
string
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C
...
Future use. Only supported with protocol version 2.2.0 onwards. This data element will be populated by the system setting Whitelist Status.
Values accepted:
01= 3DS Server02= DS03= ACS
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...
object
...
C
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Challenge request object in case the authentication response message indicates that further cardholder interaction is required to complete the authentication.
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base64EncodedChallengeRequest
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string
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C
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Base64-encoded Challenge Request object in case the authentication response message indicates that further cardholder interaction is required to complete the authentication.
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threeDSCompInd
...
string
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M
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Indicates whether the 3DS Method successfully completed.
Y= Successfully completedN= Did not successfully completeU= Unavailable - 3DS Method URL was not present the card account number
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Schema
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